News & Important information for our customers

From this page you can access information about our services, our terms of business or important risk management information, should you require any of the documents below emailed to you, please email your request to:

2021 Hot Works Guide from Zuirch Insurances Risk Management Team

Our partners at Zurich Insurance have created a comprehensive guide preventing losses from Hot Works. It takes you from making preperations for hot works to what to look our for once the works are complete. Please Click HERE for the guide. 

Summer Covernotes

Here's our first edition of our newsletter, Circle Covernotes, it covers advice on buying Cyber Insurance, a reminder about statutory inspections and getting the right insurance if you're working from home. If you'd like any advice on any of the issues raised, please contact your local Circle Insurance office. 

Coronavirus (Covid-19)

We are all currently dealing with the sudden impact of the Coronavirus epidemic and Circle Insurance Services wants to provide the best advice on how to manage the impact to your business and guide you on how insurance may help, please click here for our guide.   

Global Risks Report 2020

The attached is the 2020 World Economic Forum's report about the emerging risks facing us all. The report cover areas such as the threat from Extreme Weather to Global Conflicts. If you would like to download a copy please click HERE

Introduction to IR35

The impending IR35 Off Payroll Rules come into effect in April 2020 and for those businesses that have not started to prepare then this Radar article (click here) provides a soft introduction. For our clients with an AXA Management Liability policy, you can find out more by logging into your Rradar account. 

Underinsurance and Valuations

An interesting article from our partners Rebuild Cost Assessment about the adequacy of Buildings Sum Insured and clients making a "best guess". At Circle we believe in peace of mind and can offer our clients valuations on demand.

Brexit and Insurance

With the uncertainty surrounding Brexit and the Withdrawal Agreement, it is important that policyholders are prepared and consider the possible impact on travel and motor insurance. For more information please read our overview HERE

Driving in the EEA post Brexit

If the UK leaves the EU without a withdrawal agreement in place, and in the absence of a specific agreement to the contrary, our policyholders need to ensure they carry a physical Green Card while driving their vehicles in the eea and some other countries (Andorra, Serbia and Switzerland).

Drivers with a UK driving licence travelling in the EU and EEA Countries may also need to obtain an IDP (International Driving Permit).

From 28 March 2019, all commercial trailers weighing over 750kg and non-commercial trailers weighing over 3,500kg must be registered with the DVLA before travel to or through most eu and eea countries and a separate Green Card will be required for these.
To request a Green Card, please complete the template provided and contact your usual Circle branch who will deal with your request.

For more information about International Driving Permits visit the DVLA website
For more information about registering trailers visit the DVLA website

The Ogden Tables - Will liability insurance rates now have to increase?

Undoubtedly yes! The Ogden Tables will be almost unheard of outside of the legal industry, insurance profession and related areas. They are a set of statistical tables and other information for use by the UK Courts to calculate future losses in personal injury and fatal accident cases.

You can find out more HERE

Circle Group's Privacy Policy 

You can download a copy of our current Client Agreement HERE