Circle Heritage

Whilst many museums have risks in common, such as the interaction with members of the public, many do not. In fact it is this diversity of risks which requires a specialist and experienced broker to tailor a truly bespoke and competitive insurance solution without compromising on service.

Circle Insurance Services Ltd has partnered with one of the leading insurers of leisure and museum attractions throughout the world to create an exclusive and unique product, Circle Heritage, designed for museums.

Policy features can include:

  • Buildings, listed or otherwise – including fixtures and fittings for accidental damage
  • Cover for contents and stock on an accidental damage basis
  • Exhibits – agreed value with no average
  • Curators own valuations accepted
  • Exhibits in transit, at exhibitions or at restorers premises
  • Employers Liability –legal liability for injury to employees, trustees and volunteers
  • Public Liability – legal liability for injury to third parties or damage to their property


  • Business Interruption – loss of revenue resulting from an insured incident, including bomb threat, murder, suicide, infectious disease, defective drains or food poisoning
  • Trustee Indemnity – protecting trustees for their personal liability
  • Personal Accident  - available for all members of staff including volunteers
  • Assault cover for staff
  • Cancellation cover for events
  • Full Theft – forcible or violent entry or exit not required for cover to be in force
  • Warranty free policy – free from the onerous conditions contained in many policies
  • Loss of attraction
  • Environmental Impairment Liability – cover against pollution risks
  • Loss of Licence
  • Employee Fidelity – protection against staff dishonesty

For further information please contact 01260 298612, email or complete this form