Hi Q Insurance Scheme

Circle Insurance Services Plc has been working with Hi-Q ever since the first franchisees went live in 1998 and continues to work with a growing number of franchise operators as well as independent Dealer Partners. Our scheme has continued to grow in size and has allowed us to negotiate and develop an insurance programme exclusively for Franchised and Dealer Partners which is underwritten by a Standard & Poors A rated insurance company.

The Hi-Q policy offers Franchisees and Dealer Partners the insurance they require and provides tangible benefits. Our cover is based on working experience in your industry and is offered at a competitive price.

In addition to the standard core property and liability covers we have negotiated key enhancements to a standard motor trade policy tailoring much more for a tyre, exhaust and service centre business:

  • 12 months interest free credit available.
  • Roadside repair vehicles.
  • Courtesy Car cover.
  • Increased Money limits
  • Increased Personal Accident and Assault benefits
  • Public Liability £5,000,000 limit of indemnity
  • Property in Transit £5,000
  • Customer Vehicles. Automatic limit of £250,000 any one location.
  • Windscreen claims do not affect the no claims bonus.
  • New for old cover on vehicles (own and customer’s) less than 12 months old.
  • Uninsured loss recovery

For further information about our Hi-Q Insurance Scheme please contact our Coventry Office